Tote Payment Methods

If you want to open a Tote betting account, you may be curious about the available deposit and withdrawal methods and whether they align with your betting preferences.

Tote provides a limited range of payment options for depositing and withdrawing cash.

In 2024, Tote was voted the top betting site for horse racing punters, and depositing money is secure with one of the oldest UK bookmakers.

Read on to explore the different deposit and withdrawal options offered through the Horse Racing betting website.

How do I Withdraw Money from Tote?

If you hold an active and verified Tote account, follow these steps to initiate a fund withdrawal:

  1. Log in to your Tote account.
  2. Navigate to the banking tab.
  3. Click the withdraw button and choose a withdrawal method from the Tote drop-down list.
  4. Select your preferred banking method.
  5. Follow the on-screen instructions.

Any payouts will be instantly processed from your Tote betting account. For certain withdrawal and deposit methods, additional security details may be required.

Upon completion of the withdrawal request, you will receive an email to your registered email address containing a confirmation number and additional withdrawal information.

What is the Minimum Withdrawal At Tote?

UK customers can withdraw a minimum of £10 (ten pounds sterling) from their Tote betting account.

Irish punters withdrawing funds from Tote in Ireland have a minimum withdrawal of €10 (ten euros).

Tote maintains withdrawal limits similar to those of other online bookmakers, offering fairly low withdrawal options.

What is the Maximum Withdrawal from Tote per day?

Customers in the UK can withdraw up to £12,000 (twelve thousand pounds sterling) in a single transaction from Tote.

Tote Max Withdrawal

Tote Max Withdrawal is £12,000
Tote Bet Maximum Withdrawal

The maximum withdrawal at Tote Bet is £12,000. This is the most you can withdraw in one day and this can vary between different payment methods.

Full T&C's Apply

Similarly, customers in Ireland can withdraw a maximum of €12,000 (twelve thousand euros) in one transaction on

These withdrawal limits apply to all payment methods on the website.

How long does it take to withdraw money from Tote?

Tote typically processes withdrawals on the same day as an online payment service. This makes Tote one of the fastest options for withdrawing funds from betting.

The speed of withdrawal from Tote is proven to be among the quickest in the betting industry.

The card issuing bank determines the clearance period for Tote withdrawals, which may take 3-5 working days.

Whenever possible, all withdrawals from will be processed back to the same card. In case the card withdrawal is denied, the funds will be sent back to you through Bank Wire transfers.

The bank transfer will be directed to the name registered on your Tote account.

What is the Tote Maximum Payout Limit at Tote?

Tote pool betting has no maximum payout limits.

Tote Bet 10 Get 30

Tote has no Max Payout Limit
Tote Bet Maximum Payout

Tote has no maximum payout limit. Although Tote is unlimited with no win caps, many of the winnings are naturally limited by the pool betting.

Full T&C's Apply

Many horse racing punters consider Tote the top horse racing betting site because there are no restrictions on the stakes or winnings for Tote bets.

The size of the pool naturally limits potential winnings. The bank transfer will be sent to the name registered on your Tote account.

Why can’t I withdraw my funds from Tote?

If your account is not yet verified, please check the verification page to confirm its status.

If you have already verified your account but are experiencing issues with withdrawals, ensure that all your payment details are current, accurate, and not expired. You can update your details on the withdrawal page.

Several factors may contribute to Tote withdrawal problems, including:

  • Failure to verify your account; withdrawal is only possible after submitting the necessary identification documents.
  • Attempting to withdraw an amount below the minimum withdrawal limit of £10.
  • Withdrawing an amount exceeding the maximum limit of £12,000.
  • Not meeting the wagering requirement of the bonus.
  • Slow internet connection.
  • Technical difficulties with your computer.

How do I Deposit Money into Tote?

Deposit on the Tote site by following these steps:

  1. Log in to your Tote account.
  2. Navigate to the “My Account” tab and choose “Deposit.”
  3. Pick your preferred payment method.
  4. Specify the deposit amount.
  5. Once confirmed, your account credit will be updated accordingly.

All deposit methods are free of charge. Ensure that the name on your Tote account matches the one registered with your chosen banking method to avoid deposit failures.

What is the Minimum Deposit at Tote?

Tote requires a minimum deposit of £5, a standard among online betting sites. Explore our comprehensive list of UK brands that accept a £5 deposit.

Tote Min Deposit

Tote Min Deposit is £5
Tote Bet Minimum Deposit

The min deposit is £5 for Tote punter. Please gamble responsibly. Check each payment method terms on Tote’s T&Cs for full details.

Full T&C's Apply

Customers in the UK must make a minimum deposit of £5 for all payment methods, while those in Ireland have a minimum deposit of €5 for all payment methods.

What is the Maximum Deposit from Tote per day?

You can deposit up to £2,500 per day on Tote using a debit card.

The deposit limits may change depending on the payment method used.

If you’re uncertain about the deposit limit for your preferred payment or bet type, be sure to review the terms and conditions.

Does Tote Accept Credit Cards?

Tote does not accept credit cards. However, it does accept various debit cards, including Visa, Mastercard, and Maestro.

New regulations implemented on April 14, 2020, prohibit UK customers from funding their betting accounts with credit cards.

If you are a UK-based customer, you cannot use credit cards on the Tote site, including through e-wallets.

You can still use debit cards and other prepaid cards, such as Monzo, for deposits and withdrawals.

If you registered credit cards before April 14, 2020, you can still use them for withdrawals.

The rules were implemented to prevent deposits via credit accounts. No new credit card registrations are allowed after April 2020.

Does Tote Accept PayPal?

Tote betting does not currently accept PayPal as a form of payment.

However, it’s worth noting that Tote is expanding its brand, and there’s a possibility that PayPal will be included as a payment method in the coming months. Stay tuned!

Does Tote accept Skrill?

Tote does not support Skrill for both withdrawals and deposits.

Customers using Tote may want to explore alternative payment methods, such as debit cards, which provide secure and efficient transaction options.

Does Tote accept Bitcoin?

Tote does not permit the use of Bitcoin for either deposits or withdrawals.

Cryptocurrencies like Bitcoin are not accepted as valid payment methods for betting on Tote.

However, it’s worth noting that Tote is continuously expanding its brand and app, so it’s advisable to stay updated to see which payment methods they may introduce in the future.

Does Tote accept Revolut?

Tote accepts Revolut as an approved payment method.

Withdrawals made from Tote using Revolut might take up to 5 business days to appear in your bank account.

One of the advantages of utilizing Revolut is the absence of transaction fees when depositing funds into Tote.

It’s essential to be aware that when placing bets using Revolut on Tote, gambling transactions will be evident on your bank statement.

Does Tote accept Monzo?

Tote accepts Monzo for both deposits and withdrawals.

Withdrawals from Tote using Monzo may require up to 5 working days to process.

When you opt for Monzo as your payment method for placing bets on Tote, it’s important to note that gambling transactions may be visible in your bank statements.

One of the benefits of using Monzo for betting on Tote is the absence of transaction fees.

Monzo payments can be utilized to make deposits for a wide range of horse racing bets on Tote, including events like Cheltenham with Tote and the Grand National with Tote.

Does Tote accept Amex?

Tote does not support Amex as a payment method.

Credit cards, including Amex, cannot be used for making deposits on Tote.

If you have a registered Amex card that predates April 2020, it might still be viable for withdrawals.

Tote offers a variety of payment options for both withdrawals and deposits, including bank transfers and bank wires.

Does Tote accept Apple Pay?

Tote does not currently support Apple Pay as a payment method.

However, Tote is experiencing significant growth, and it is possible that Apple Pay, along with other popular payment methods, may be integrated soon.

Apple Pay is a digital wallet and mobile payment service provided by Apple Inc., enabling users to make secure and convenient payments using their Apple devices.

Does Tote accept Phone Bill?

Tote does not currently support phone bill payments as a payment method.

Phone bill deposits are favored by some users for their convenience and the fact that they don’t require the input of sensitive financial information. There is a possibility that Tote may consider adding this payment option in the future.

Does Tote accept Boku?

Tote does not accept Boku as a payment method.

Boku is a payment option that lets you pay for goods using your phone number. The cost is added to your phone bill or deducted from your prepaid balance.

Does Tote accept Google Pay?

Tote does not offer Google Pay as an option for online betting payments.

Nonetheless, with Tote’s quick expansion, there’s a chance Google Pay might become available for use in the coming months.

 Does Tote accept EcoPayz?

Tote doesn’t accept Ecopayz for deposits and withdrawals.

EcoPayz is a payment service that allows you to send, receive, and spend money safley over the internet. It offers an e-wallet where you can store cash, make online purchases, and transfer money.

What Payment Methods Does Tote Accept?

Tote is an up-and-coming betting brand that offers its customers multiple payment method options.

Some of these include:


Tote welcomes Revolut cards, positioning itself among the esteemed group of verified bookmakers.

That not only acknowledge but actively embrace Revolut for both depositing and withdrawing funds.


Tote accepts Monzo for betting, categorizing it as a debit account. Use Monzo payments to deposit for horse racing bets on Tote, including Cheltenham and Grand National.

Check if Tote made it to our list of top Monzo Betting websites in 2024. Withdrawals to Monzo take 2-5 working days.

Request a withdrawal through the Banking tab in My Account, choosing your debit card. You can adjust the withdrawal amount, but the minimum to a debit account is £5.

Phone Bill

Deposit easily on the Tote website using your phone bill or mobile credits.

The minimum deposit for Tote phone payments is £5. Withdrawals take 1-5 working days for most methods; however, there’s no specific timeframe for mobile payment withdrawals.

Starling bank

Starling is accepted by Tote for betting, given its classification as a debit account.

This means that patrons can confidently utilise their Starling accounts to engage in various betting activities, adding a seamless and convenient dimension to their wagering experience.

What Payment Methods Does Tote NOT Accept?

Since Tote is a newer betting brand there are currently a few payment methods that are currently not accepted by Tote

However, as Tote further establishes itself as a betting brand there may be changes in the future.

Below is a list of methods Tote does not accept:

  • Skrill
  • Bitcoin
  • Amex
  • Apple Pay
  • Boku
  • Google Pay
  • Ecopayz
  • Ethereum
  • Neteller
  • Payforit
  • Paysafecard
  • Trustly
  • Mpesa
  • Naira

Be sure to keep an eye on the Tote website for any updates

Does Tote Restrict Bets on Betting Accounts?

Tote does not impose restrictions on bets placed through betting accounts.

Feel free to explore and engage in a diverse range of betting options without any limitations on your betting activities.

Tote strives to provide a flexible and inclusive platform for users to enjoy their betting experience without unnecessary constraints on their choices.

What is the maximum bet on the tote?

There’s no cap on the maximum bet you can place on the Tote since there are no limits restricting the amount of cash you can wager on a Tote bet.

Tote bets operate on a ‘pool’ or ‘pari-mutuel’ system, where the winning payout is determined based on the total money wagered in the pool and the eventual count of winning bets.

What is a Tote payout?

Winners of a race receive the Tote payout, which represents the dividends distributed to them. In horse racing, punters contribute their bets to a collective pool for a specific race.

The betting odds for a particular runner are determined by dividing the total pool, comprising wagers on all runners, by the amount placed on that specific runner.

If the Tote dividend payout falls below the conventional fixed odds SP, Tote, now equipped with the Tote SP Guarantee, will pay out the higher of the two amounts.

This enhancement has significantly contributed to the resurgence of the company and the Tote Mobile Betting App, making them increasingly popular among astute sports bettors.

Summary of Tote Payment Options

Tote offers various payment options for its users. These options include traditional methods like credit and debit cards, providing a convenient and widely accepted way to fund your bets.

Additionally, Tote embraces modern digital payment solutions, allowing users to make transactions seamlessly through e-wallets and other electronic payment methods.

The diverse range of payment options ensures that users can choose the method that suits them best, promoting a flexible and user-friendly betting experience with Tote.

Bookmakers Deposits and Withdrawals

Here are all the deposit and withdrawal details for all UK bookmakers.

Joe Norris is a specialist horse racing tipster who also provides expert sports betting predictions at some of the leading sportsbook websites like Oddschecker. Joe has a love for horse racing and Director of GetYourTipsOut. Joe’s GYTO tips have shown profits leading to him being voted “Best Sport Betting Tipster in 2023”.