Acca Insurance Bookmakers

Have you ever heard of Acca Insurance but weren’t quite sure what it entails?

In this article, we will break down what Acca Insurance is, how it works, and which bookmakers in the UK offer this feature.

We will also explore the terms and conditions of Acca Insurance, compare different bookmakers, and discuss why one particular bookmaker stands out for its Acca Insurance offering.

Stay tuned to learn how to claim Acca Insurance and discover some alternatives to this popular betting feature. Let’s dive in!

What Is Acca Insurance?

Acca Insurance is a form of promotion offered by bookmakers to protect punters against losses incurred when one selection in their accumulator bet fails to win.

Essentially, this insurance policy acts as a safety net for punters, enhancing the appeal of placing accumulator bets.

The way it works is straightforward – if all but one of the selections in a punter’s accumulator wins, the bookmaker will refund their stake.

This feature provides a level of security and reassurance, making accumulator betting a less risky endeavor for those participating in sports wagering. It encourages punters to take more significant risks in their accumulators, given the safety cushion that Acca Insurance offers.

By implementing Acca Insurance, bookmakers aim to attract more customers and retain existing ones by providing a value-added service that sets them apart from competitors. This strategy not only encourages punters to place bets with a specific bookmaker but also promotes loyalty and customer satisfaction.

Within the betting industry, Acca Insurance has become a popular feature, demonstrating its importance in catering to the needs and preferences of punters who engage in accumulator betting.

How Does Acca Insurance Work?

Acca Insurance works by refunding the stake or providing a free bet if one selection in the accumulator bet fails to win, giving punters a safety net against potential losses.

This feature ensures that even if one of the chosen selections lets you down, you don’t end up empty-handed.

When a punter places an accumulator bet on multiple outcomes, such as in football matches, horse races, or other sports events, Acca Insurance kicks in as a form of protection.

If, for instance, you have a four-fold accumulator and three of the choices win, but one loses, the Acca Insurance policy would refund your stake or offer a free bet. Hence, this not only encourages punters to try their luck with multiple selections but also mitigates some of the risks involved in accumulator betting.

Which Bookmakers Offer Acca Insurance?

Several bookmakers provide Acca Insurance as part of their promotional offers, each with varying terms and conditions for bet eligibility and refund limits.

Among the popular bookmakers offering Acca Insurance is Bet365, where customers can receive a refund if one selection lets them down on a 5+ fold accumulator bet.

On the other hand, William Hill provides Acca Insurance if one leg loses in a 5+ fold accumulator, with a maximum refund limit of £20.

Betfair, another renowned bookmaker, offers Acca Edge, giving customers the option to get their stake back in cash on trebles and above if one leg lets them down.


Bet365 is one of the leading providers of Acca Insurance, specialising in football accumulator bets and offering competitive refund terms for punters.

In terms of football accas, Bet365 stands out for its extensive coverage of leagues and matches, catering to the diverse preferences of football enthusiasts. The unique feature of their Acca Insurance is the flexibility it offers to punters, ensuring that they can enjoy their betting experience with a safety net.

Plus their specialisation in this area, Bet365 is renowned for its generous refund policies, providing reassurance to punters if one team lets them down. This player-centric approach has earned them a loyal customer base who value the peace of mind offered by their Acca Insurance.


Betfred stands out for its Acca Insurance options tailored to horse racing enthusiasts, ensuring that punters can enjoy enhanced protection and incentives for their accumulator bets.

With the Acca Insurance feature, horse racing fans can place their accumulator bets with more peace of mind, knowing that they are covered if one leg lets them down.

Betfred’s unique refund structures offer flexibility and added value, giving punters another reason to choose them for their betting needs.

The promotional benefits associated with the Acca Insurance further sweeten the deal, providing an extra layer of excitement and potential rewards for keen horse racing punters.

William Hill

William Hill distinguishes itself with a versatile Acca Insurance platform that caters to a wide range of betting preferences, providing bettors with comprehensive coverage and competitive offerings.

With the Acca Insurance feature, bettors can enjoy flexibility across various betting markets, from classic sports like football and basketball to niche categories like esports and virtual sports.

This wide coverage ensures that users can explore diverse options while still benefiting from the safety net provided by the insurance service.

William Hill’s Acca Insurance stands out for its competitive advantages, offering attractive promotions and bonuses that enhance the overall betting experience.

Whether punters are focusing on popular leagues or looking for unique betting opportunities, the platform delivers a seamless and rewarding journey.

What Are the Terms and Conditions of Acca Insurance?

The terms and conditions of Acca Insurance vary among bookmakers, covering aspects such as the minimum number of selections required, maximum refund amounts, and eligible betting markets.

One of the key criteria for Acca Insurance is the minimum number of selections that must be included in the accumulator bet, typically ranging from 4 to 6 matches. This requirement ensures that the bet meets the specified threshold for qualification.

Refund limitations are another crucial factor to consider, with bookmakers setting maximum refund amounts per accumulator bet. This limit typically ranges from £10 to £25, depending on the operator’s policy.

Regarding market eligibility, not all betting markets qualify for Acca Insurance. Commonly eligible markets include full-time result, both teams to score, and over/under goals.

Minimum Number of Selections

The minimum number of selections needed to qualify for Acca Insurance varies across bookmakers, with some requiring a specific threshold to activate the promotion.

Understanding and meeting these criteria is crucial for punters looking to safeguard their bets and potentially recoup losses. Acca Insurance serves as a safety net, offering a refund or bonus if one of the selected legs lets you down. Failing to meet the specified requirements can result in missing out on this valuable perk.

Each bookmaker sets its own conditions for Acca Insurance, ranging from the number of selections required to odds restrictions on eligible markets. It’s essential for bettors to carefully review and adhere to these terms to ensure their bets qualify for the promotion.

Maximum Refund Amount

Bookmakers impose maximum refund limits on Acca Insurance claims, ensuring that punters receive refunds up to a predetermined amount regardless of their stake or losses.

These refund limits serve as a safeguard for bookmakers against excessively high payouts, especially in the case of multiple selection accumulators.

By capping the refund amount, bookmakers can manage their liability and protect their profit margins.

For punters who place larger bets, these limits can sometimes mean that they may not receive the full refund they anticipated if their accumulator bet qualifies for Acca Insurance.

It’s essential for punters to be aware of these maximum refund amounts and understand the terms and conditions set by bookmakers to avoid any surprises or disappointments.

Eligible Markets

Acca Insurance eligibility extends to specific betting markets designated by bookmakers, encompassing popular sports like football, horse racing, and other qualifying bet categories.

Football and horse racing stand out as the primary categories under Acca Insurance, appealing to a broad spectrum of bettors.

The inclusion of multiple sports ensures that enthusiasts have a diverse range of options to explore, transforming the betting experience into a dynamic and engaging activity.

Notably, the various market options provide flexibility and cater to the preferences of different individuals, enhancing the overall appeal and accessibility of Acca Insurance schemes.

Which Bookmaker Has the Best Acca Insurance?

Determining the best bookmaker for Acca Insurance involves evaluating the quality of the offer, refund terms, and overall user experience provided by each betting site.

Acca Insurance is a popular feature among bookmakers that allows punters to receive a refund if one leg of their accumulator bet lets them down.

While some betting sites offer full refunds in cash, others may provide bonus bets or free bets as a consolation.

This difference in refund quality can significantly impact user satisfaction and the attractiveness of the offer.

Leading providers often enhance their Acca Insurance service with promotional advantages such as boosted odds, enhanced payouts, or cashback offers, further setting them apart in the competitive online betting market.


Ladbrokes emerges as a top choice for Acca Insurance due to its generous refund policies, especially in the realm of football accumulators, providing bettors with enhanced protection and incentives.

What sets Ladbrokes apart is their standout refund terms on football accas. Their Acca Insurance not only safeguards your bets but also offers attractive refunds, making it a lucrative deal for customers.

With this feature, punters can enjoy added security and peace of mind when placing accumulator bets on football matches.

The appeal of Ladbrokes’s Acca Insurance extends beyond the refund benefits, enticing players with a rewarding and engaging betting experience.


Bet365 distinguishes itself as a top Acca Insurance provider, particularly for horse racing enthusiasts, offering a competitive package that includes robust refund structures and tailored benefits.

In terms of horse racing accas, Bet365’s specialisation shines through with dedicated features that cater specifically to those passionate about the sport.

Their Acca Insurance service is designed to give punters added confidence when placing their wagers on horse racing multiples.

Not only do they offer a wide selection of races to bet on, but their competitive offers and exclusive incentives make them a standout choice for punters looking to maximise their winnings.

Paddy Power

Paddy Power shines as a premium choice for Acca Insurance, providing comprehensive coverage across diverse betting markets, ensuring that punters receive maximum protection and support for their accumulator bets.

One of the standout features of Paddy Power’s Acca Insurance platform is its wide range of covered sports and events, catering to the preferences of all types of punters. Whether you are a fan of football, tennis, basketball, or even niche sports, you can find suitable options for your accumulator bets with ease.

The customer support offered by Paddy Power is top-notch, with a dedicated team ready to assist you with any queries or issues that may arise during your betting experience.

Their responsive and knowledgeable support staff ensures that punters feel valued and well taken care of.

Acca Insurance platform is designed to minimise the risks associated with accumulator bets, giving punters peace of mind knowing that they are protected in case one leg of their bet lets them down.

This added layer of security makes Paddy Power a trusted choice among punters looking for a reliable and secure betting environment.

How to Claim Acca Insurance?

To claim Acca Insurance, punters typically need to adhere to the specified terms and conditions outlined by the bookmaker, ensuring that they meet the eligibility criteria and follow the correct steps to secure their refund or free bet.

One key requirement for availing Acca Insurance is that punters usually need to place an accumulator bet with a minimum number of selections, such as five or more, and each selection must meet the specified minimum odds criteria.

After placing the qualifying bet, if one selection in the accumulator lets the punter down, they need to check if the bookmaker offers Acca Insurance and if the bet meets the required conditions.

If the bet qualifies, the punter can contact customer support, provide the necessary details and documentation like the bet slip, and request the refund or free bet according to the bookmaker’s procedure.

Are There Any Alternatives to Acca Insurance?

Aside from Acca Insurance, punters can explore alternative options such as Acca Boost promotions, loyalty bonuses, and free bets offered by bookies to enhance their accumulator betting experience.

Acca Boost promotions are a popular choice among punters looking to amplify their potential winnings.

By increasing the overall odds of their accumulator bets, punters can enjoy a significant boost in returns compared to standard bets.

These promotions often come with minimal requirements, making them an attractive option for those seeking a simple yet effective enhancement.

Loyalty bonuses can provide consistent rewards to punters who stick with a particular bookie. By accumulating points or meeting certain wagering thresholds, punters can unlock exclusive bonuses and perks that add extra value to their overall betting experience.

Free bets are another enticing option that allows punters to place additional wagers without risking their own funds.

These incentives are commonly offered as sign-up bonuses or promotional rewards, providing punters with more opportunities to explore different betting markets and strategies.

Acca Boost

Acca Boost promotions provide punters with enhanced odds on their accumulator bets, offering a lucrative alternative to traditional Acca Insurance by boosting potential winnings and maximising returns.

Acca Boost not only increases the odds for punters but also adds significant value to their betting experience.

With Acca Boost, punters have the opportunity to capitalise on higher potential payouts compared to Acca Insurance, making it an attractive choice for those seeking greater profit potential.

The value-added features of Acca Boost, such as special bonuses and promotions, enhance the overall betting excitement. Punters can enjoy a more rewarding and thrilling betting experience, increasing their chances of success and maximising their returns on multiple selections.

Acca Loyalty Bonuses

Acca Loyalty Bonuses reward punters for their ongoing accumulator bet activity, incentivising loyalty and frequent betting with exclusive bonuses, cashback offers, and special promotions tailored to accumulator enthusiasts.

This unique reward system recognises the commitment of loyal punters who consistently place accumulator bets, creating a sense of value and appreciation among punters.

With Acca Loyalty Bonuses, customers enjoy a range of benefits beyond traditional insurance options, including personalised incentives and enhanced odds on selected matches.

Acca Free Bets

Acca Free Bets offer punters the chance to place risk-free accumulator bets with complimentary betting credits, enabling them to enjoy the excitement of accumulator betting without the worry of losses, enhancing the overall betting experience.

Unlike Acca Insurance, where punters get a refund if one leg of their accumulator bet disappoints, Acca Free Bets provide a more tempting offer by giving a chance to win without risking their own money.

This not only appeals to new customers seeking low-risk betting options but also rewards loyal players with extra value.

The promotional benefit of Acca Free Bets goes beyond just risk reduction—it acts as a great incentive for punters to explore different betting markets, try out higher odds selections, and boost their potential returns.

The transparency and simplicity of using complimentary betting credits make the betting process more straightforward and enjoyable for customers, removing the hassle of dealing with complex insurance claim procedures or laborious refund processes.

Frequently Asked Questions

What is Acca Insurance offered by bookmakers?

Acca Insurance is a promotion offered by some bookmakers where they will refund your stake if one selection in your accumulator bet loses.

This allows you to have a second chance at winning your bet.

Which bookmakers offer Acca Insurance?

Many bookmakers in the UK offer Acca Insurance, including popular ones such as Bet365, William Hill, and Ladbrokes.

However, it is always best to check the terms and conditions of each bookmaker to ensure they offer Acca Insurance.

Do all Acca Insurance bookmakers have the same terms and conditions?

The terms and conditions for Acca Insurance may vary between bookmakers.

It is important to read and understand the specific terms and conditions for each bookmaker before placing your bet.

Can I use Acca Insurance for any type of accumulator bet?

Acca Insurance is typically only available for certain types of accumulator bets, such as football or horse racing.

Some bookmakers may also have restrictions on the minimum number of selections or minimum odds for your bet to qualify for Acca Insurance.

Do I have to pay extra for Acca Insurance?

Acca Insurance is typically offered as a promotion or bonus by bookmakers and does not require any additional payment.

However, some bookmakers may require you to opt-in to the promotion in order to qualify for Acca Insurance.

Is Acca Insurance always the best option for accumulator bets?

Acca Insurance is not always the best option for Acca Bets.

While Acca Insurance can provide a safety net for your bet, it may also have limitations and restrictions that could potentially lower your overall winnings. It is important to weigh the pros and cons and consider your betting strategy before deciding to use Acca Insurance.

Joe Norris is a specialist horse racing tipster who also provides expert sports betting predictions at some of the leading sportsbook websites like Oddschecker. Joe has a love for horse racing and Director of GetYourTipsOut. Joe’s GYTO tips have shown profits leading to him being voted “Best Sport Betting Tipster in 2023”.